Expert guidance through the entire insurance claims process. We maximize your coverage and handle all the paperwork - completely stress-free
We fight for every dollar you deserve - at no upfront cost
Professional assessment with photos, drone imagery, and detailed reports that meet insurance standards
We attend adjuster inspections to ensure all damage is identified and documented properly
We identify ALL covered damage - not just what's visible from the ground - to maximize your payout
We manage estimates, supplements, and all documentation - you don't deal with insurance headaches
We only get paid when your claim is approved - our success depends on your success
Extensive experience with State Farm, Allstate, Farmers, Progressive, and all major carriers
Simple, stress-free steps from damage to approved claim
Comprehensive roof inspection to assess all damage. We use drone technology and specialized tools to identify hail impacts, wind damage, and structural issues that adjusters might miss
Detailed damage report with high-resolution photos, measurements, and written assessment. We prepare everything in the format insurance companies require
We help you file your claim properly and coordinate the adjuster inspection. We'll be present at the adjuster meeting to advocate for full coverage
If the initial estimate is insufficient, we submit detailed supplements documenting additional damage. We negotiate to ensure you receive fair compensation
Once approved, we handle all permits and complete your roof repair or replacement. Final payment processed directly through insurance
Comprehensive evidence that maximizes insurance approval
Expert solutions for insurance claim challenges
Problem: Insurance company denies your claim or offers insufficient compensation
We submit detailed supplements with additional evidence, request re-inspections, and negotiate directly with adjusters. Our documentation often uncovers damage the adjuster missed, leading to claim approval or increased payouts.
Problem: Your claim sits for weeks or months without resolution
We maintain regular contact with your adjuster, escalate to supervisors when necessary, and ensure your claim moves forward. We know the typical timeline and push for faster resolution when delays occur.
Problem: Insurance pays "Actual Cash Value" instead of full replacement cost
We help you understand your policy's recoverable depreciation and ensure you receive the full replacement cost value upon completion. We handle all paperwork to recover held depreciation funds.
Problem: Insurance estimate doesn't include required building code updates
We identify all code compliance requirements and document them for your claim. Many policies include "ordinance or law" coverage that pays for required upgrades - we ensure you receive these benefits.
Problem: Damage to decking, underlayment, or interior not recognized
During tear-off, we thoroughly document any hidden damage and submit supplements immediately. We photograph everything before repair to ensure insurance covers all necessary work, even damage that wasn't visible initially.
Common questions about roof insurance claims
No! Our claim assistance is completely free. We only get paid when your insurance pays us for the approved work. You'll only pay your insurance deductible, which goes directly to the insurance company. We're motivated to maximize your claim because our payment depends on claim approval.
Get our free inspection first! We'll assess whether you have legitimate claim-worthy damage before you file. Filing claims without damage can lead to policy cancellation. Once we confirm damage, we'll help you file and prepare all documentation before the adjuster arrives.
This is common and why our presence at inspections is valuable. We professionally document disagreements, provide additional evidence, and request supervisory review if needed. We use the same estimating software as adjusters (Xactimate) so our estimates are credible and detailed.
Most claims are resolved within 2-4 weeks. The timeline includes filing (1-3 days), adjuster inspection (3-10 days), estimate review (3-7 days), and approval (1-3 days). We expedite where possible and keep you informed throughout. Complex claims or supplements may take longer.
Storm damage claims (wind, hail, etc.) typically don't raise rates as they're considered "acts of God." However, policies and companies vary. We recommend discussing with your agent. Filing fraudulent or questionable claims can impact rates, which is why we only recommend filing when legitimate damage exists.
We don't give up! We review the denial reason, gather additional evidence, request re-inspection, and escalate to management if warranted. Many denials are overturned with proper documentation. If the denial is valid, we'll explain why and discuss self-pay repair options at fair pricing.
Expert claim assistance that maximizes your insurance payout - at no cost to you
📞 Call now: (555) 123-4567 | Free Inspections & Claim Guidance